LapGuard Insurance Policy - Features and Benefits

What does CUSC LapGuard offer?

LapGuard is an insurance policy designed to give you peace of mind. In the event of your Laptop being accidentally damaged or stolen, your claim will be dealt with promptly. In the case of an accidental damage claim we will arrange to collect your damaged Laptop. This will be delivered to one of our many service centres. Our priority is to ensure that your repaired laptop is returned to you in the shortest possible time.

Laptop Insurance Cover

Cost of Laptop Annual Premium
£0 - £600 £75.88
£601 - £800 £83.88
£801 - £1500 £95.88
£1501 - £2000 £99.88
£2001 - £3000 £151.88

Why you should insure your Laptop

Thousands of Laptops are reported lost, stolen or accidentally damaged every month.

Standard Home and Office insurance policies do not provide adequate cover or full protection. Some policies will not insure Laptops, others will incur hefty excess charges.

CUSC's specialist cover is designed to enable laptop users to obtain immediate cover at the most competitive rates.

The CUSC LapGuard policy provides comprehensive cover:

What is not covered?

FAQ's - Your Questions Answered

If my Laptop is accidentally damaged, how do I get it repaired?

Advise CUSC by telephone, on FREEPHONE 0800 980 1980, who will arrange for your Laptop to be collected and promptly delivered to an authorised repair centre.

What if it cannot be repaired?

If your Laptop cannot be repaired, it will be replaced with a new Laptop of the same make and with a specification at least equal to the item insured.

If my laptop is stolen, how do I go about making a claim?

The theft must be reported to the police within 24 hours and a crime reference number obtained. A claim form should be obtained from CUSC by telephoning FREEPHONE 0800 980 1980.

What is the maximum value covered?

LapGuard has a maximum value of £4,000 for Laptop insurance.

Can I take my Laptop or PDA abroad and still be covered?

Yes, LapGuard is valid worldwide and you may therefore take your Laptop with you when you travel abroad.

Can I leave my Laptop unattended in my car?

Yes, but only if secured in the locked boot of the car. If your car does not have a boot, see Terms and Conditions.

Is there any excess payable when making a claim?

No. However, if as a concession, payments are accepted on a monthly basis, then the annual balance must be paid in full before a claim can be administered.

Does changing or upgrading my Laptop affect the cover?

No, you may change or upgrade your Laptop, but must notify us of the make, model and value, and it will then be covered under CUSC LapGuard, but remember that the maximum cover is dictated by the premium you are paying.

Who Underwrites your policy?

The Underwriters for the CUSC FoneGuard Policy are AXA/Amtrust International, who are one of the leading Laptop Underwriters.

Is CUSC FSA regulated?

Yes CUSC is authorised by the FSA to advise and broker insurance cover for laptops. Our registration number is 313851.

Who are the Administrators of your policy?

Burnetts & Assoc. plc/CUSC Limited.

Can I cancel my new policy?

Yes, on receipt of the terms and conditions, you will have 14 days to decide if the policy wording meets with your requirements.

Please be sure to read our complete Terms and Conditions.

If you wish to obtain immediate cover, please visit our secure Pay Online facility.

If you would like us to send you a proposal form in the post please complete the Information Request Form.

If you would like to talk to a member of staff please call +44 (0) 1243 790 777

If you would like to write our address is:

CUSC (LapGuard) Limited
Mathis House,
Leigh Road,
Terminus Business Estate,
Chichester,
West Sussex,
PO19 8TT

Alternatively, please e-mail us at lapguard@cusc.co.uk.